For Owner Operators, Fleets & Specialty Haulers
Your Truck Is Your Business. One Gap in Coverage Can End Both.
Flex Insurance works with Progressive Commercial to cover nearly any truck, trailer, or hauling operation — from single owner operators to fleets of 40.
- ✓Owner operators, small fleets and specialty haulers welcome
- ✓We cover 1 to 40 vehicles — semis, dump trucks, flatbeds, tow trucks and more
- ✓Independent agency — we shop carriers to get you the best rate
Appointment-based only — we'll find the right coverage for your operation fast.
Coverage Scope
What Types of Trucks Do We Cover?
For-Hire Trucking
- For-Hire Trucking Operations
- Auto Haulers
- Agricultural Hauling
- Expediters
- Refrigerated Goods
- Household Movers
- Machinery & Heavy Equipment
- Steel Hauling
- Livestock Hauling
- And more
Specialty & Heavy Trucks
- Coal Haulers
- Dirt, Sand & Gravel Haulers
- Garbage, Waste & Debris Haulers
- Scrap & Recycling Services
- Log Haulers
- Dump Trucks
- Cement Mixers
- Tank Trucks
- And more
Tow & Recovery
- Towing Services
- Auto Repair & Maintenance
- Body Shops
- Wreckers
- Car Carriers & Rollbacks
- And more
Coverage Details
What Does Trucking Insurance Cover?
Primary Liability
Required by law — covers damage or injuries you cause to others on the road.
Physical Damage
Covers your truck and trailer if damaged in an accident, theft, or weather.
Motor Truck Cargo
Covers the freight you are hauling if it gets damaged or lost.
Bobtail & Non-Trucking Liability
Covers you when driving without a load or outside of dispatch.
Who We Serve
Owner Operator or Fleet — We Cover Both
- ✓Single truck owner operators
- ✓Small fleets from 2 to 9 vehicles
- ✓Larger fleets from 10 to 40 vehicles
- ✓All major truck and trailer types
- ✓Multiple hauling operations and industries
Fleet Ready
Get Protected
FAQ
Frequently Asked Questions
Do I need trucking insurance if I am an owner operator?
What is the difference between primary liability and bobtail coverage?
Does my personal auto insurance cover my commercial truck?
What is motor truck cargo insurance?
How much does trucking insurance cost?